Mortgages

We understand for most people purchasing a home is one of the most important financial decision’s you will ever make.

As a First time Buyer we will be there to guide you through this journey of owning your first home. We will look to fully understand your circumstances including your affordability, credit position and repayment preferences.

We will explain your options in detail and highlight the risks involved in purchasing your first home. We will also look at the requirements of the lender to form our recommendation, present our findings and embark on the home buying process together.

From downsizing, to relocating or even buying a bigger property, it is likely that you will need to review your mortgage options and borrowing capabilities.

We will guide you through the options available to you in view of your changing circumstances recommending the most appropriate lender.

We will also look at the requirements of the lender to form our recommendation, present our findings and embark on the home moving process together.

Perhaps your existing mortgage rate is coming to an end, or you require additional funds for improving your home, or you may just be looking to clear some unwanted debt through debt consolidation, we can source an appropriate lender for you.

We will look into the market conducting extensive research in order to source the most appropriate lender for you.

We will also consider the options available from your existing lender’s range of products.

Think carefully before securing your debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

You may be looking to increase your property investment portfolio or get into the market with your first Buy to Let purchase. Either way we will be able to assist you in your mortgage financing options. Purchasing an investment property comes with its own risks and requirements. Whether it is your first Buy To Let or you are seeking to increase your portfolio, we can guide you through the whole process. Most Buy To Let mortgages are not regulated by the Financial Conduct Authority.

The Financial Conduct Authority do not regulate buy to let mortgage

Some buy to let mortgages are not regulated by the Financial Conduct Authority.

We will look into a variety of options available to you in the field of further borrowing.

One option we can look at is increasing your secured borrowing by applying for further funding through your existing lender in the form of a Further Advance.

Think carefully before securing your debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Equity Release mortgages allow you to release cash from your property without the need to move home. To be eligible for one of these plans, you need to be a UK homeowner aged 55-95. The money you release can be spent in any way you like and, what’s more, there are typically no monthly repayments to make. You may stay in your home for life, or until you decide you want (or need) to move. Our fully qualified Equity Release Advisers are available to guide you in this specialist area.

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.